Bill Gates Point Out where opportunity Is

People who learn science will be able to tackle the issues that Gates thinks are most important, like global disease and the need to create a new energy system.

Bill Gates said on Tuesday 13/02/2018 at a discussion with Lin-Manuel Miranda that he thinks future entrepreneurs should go into science.People with an interest in science will be able to tackle many of the issues that Gates thinks are most important, like global disease and the need to create a new energy system."The more you can learn the science, the more you will see where the opportunity is," he said.


One thing Bill Gates is known to be good at is spotting opportunity.

His vision of the emerging opportunities in the world of computers spurred him to drop out of Harvard, Gates said on Tuesday in a discussion of his and Melinda Gates' annual letter.

The pair talked with Lin-Manuel Miranda at Hunter College on Tuesday, and explained that the opportunity to directly improve a huge number of lives determined the Gates Foundation's focus on education and global health.

So it's worth listening to the advice Gates gave in response to a question about what future entrepreneurs should learn about.

Gates' answer: Go into science.

"The more you can learn the science, the more you will see where the opportunity is," he said.

Specifically, Gates thinks people should look at areas of the world where significant innovation is going to be needed in the near future to help humanity deal with coming challenges.

"If your talents take you toward science or programming, advances in biology or energy breakthroughs, those kinds of deep areas are going to be the biggest source of change," he said.

Gates said the challenges that he considers most important include global disease and the need to develop a new energy system for the planet. The answers to those problems will come from scientific research.

Personally, Gates said, he was lucky that software engineering grabbed his interest. He hired people to do the required marketing and sales, but it was his interest that allowed him to see the opportunity in the first place.

"If you have an inkling that science grabs you ... that's where a lot of the opportunity comes from," he said.

ABU student constructs car that can prevent accidents

- A young Nigerian man has constructed a car that can prevent accidents from happening

- The young man constructed the car to automatically avoid cars from the front and the rear

- He constructed the ingenious car for his final year project in the university

A final year student in Ahmadu Bello University in Zaria has invented an ingenious technology that would be able to prevent accidents and mortality. The young genius constructed a car that can prevent accidents from happening.

The young man reportedly constructed a vehicle that would automatically evade cars both from the front and the back while driving. It was gathered that the vehicle was constructed for a final year project.


According to UAE Nigeria, the final year student studies mechanical engineering at Ahmadu Bello University in Zaria.

“Boy Genius He made a car that automatically evades a car from the front or rear to prevent an accident. It was a final year project submitted to Mechanical Engineering Department of ABU Zaria.”

In the past, the progress made towards protecting passengers in car accidents were the invention of airbags and seat-belts. Nowadays with the advancement in technology, there are preventive measures like rear-view cameras and automatic braking systems.

The invention created by this genius mechanical engineering student would be something that would save a lot of lives in the future if perfected .

Photo bombers wow in wedding shoot

In a case of photo bombers gone viral,bread seller turned model Olajumoke and little Oluwatobiloba  who went viral after photobombing a wedding photo,are the stars of a new wedding campaign by Nissi Clothiers.

Olajumoke found instant fame when she photobombed Tinnie Tempah’s shoot by photographer, TY Bello in Yaba ,Lagos.

Singer Terry G  has fulfilled his promise to sponsor Oluwatobiloba through his primary education..However, Olajumoke revealed he has also been signed to a modelling agency as a child model.

How I Got A Federal Government Job In Abuja – Female Security Guard Reveals

A Nigerian lady, Chioma Ntomchukwu‎, has revealed how she landed a federal government job last year December in Abuja.

The bold graduate worked as a security lady before upgrading to a civil servant with the Nigerian postal service.

"MY JOB TESTIMONY STORY AND SOME ADVICE TO ALL THE YOUTHS OUT THERE..(DO NOT STAY AT HOME AND WAIT FOR MANNER TO FALL ON YOU IF THAT PLACE YOU ARE DOESN’T FAVOUR YOU BIKO RELOCATE).. MINE DIDN’T FAVOUR ME FROM ONITSHA AND I RELOCATED TO ABUJA FOR MY OWN GOOD NOT FOR MY PARENTS…"

I thank God for my life so far and a wonderful Federal job he gave to me last year December as a Christmas gift.. I could vividly remember when i was planning to come to Abuja last year February 2017 to chase for my dreams.

 Everybody were telling me that Abuja is a place where all the single ladies turnout to become Runs babes(prostitute) and it’s always difficult for them to marry there in Abuja but to all said and done i didn’t give up because my spirit was pushing me to go there that i must make it..

As i came to Abuja on 12th of February 2017 , i couldn’t stay at home for just 2weeks i started looking for a job immediately going to different offices to submit my CV but any office that i entered they i will ask me if am a computer literate once i said No, they will tell me that they need a computer literate not until one M.D advice me to go and register for computer school instead of me to be looking for a job without the knowledge of computer.

 I should use that means and time to do so and i gladly did… On my first day of going for my computer school, i saw a sign post (workers urgently needed) i decided to go there hoping that i have gotten a job immediately not knowing it’s all this job applicants Agents but that day i didn’t have any option than for me to register with them…

That same day they gave me a form to fill as a security Lady..At first i rejected it but they begged me to grab the opportunity that it’s hardly for people to get a job in Abuja but later i did it with faith (As a graduate oo) I said God you brought me here and i don’t want to sell my body all in the name of job may you manifest and show yourself upon my life…

The next day i went for their interview and passed it ,that was how i started my security job at Nigerian postal service corporate headquarters Abuja in not less than one month i came to Abuja…

Some people were laughing at me saying that they can’t do a security job as a Graduate..I told them abeg who graduate ?  Since 2013 i finished school no job and you want me to be sitting at home..(Godforbid)..

I started doing the job with happiness, smile, Neatness, jovial and making some staffs my friends immediately without dulling myself oo.. As a sharp Anambra babe i started distributing my CV’s immediately in their offices both all the Oga’s and junior staffs because i didn’t neglect anyone at all..

Note : DON’T NEGLECT ANYONE BECAUSE YOU DON’T KNOW WHO MIGHT BE YOUR DESTINY HELPER … I was so bold enough to talk with the highly respected Oga’s in their offices because my God was with me i didn’t shiver nor became afraid..I see myself talking with them as if they are just like every other person.

The last Oga that i went to his office ( He is a muslim) asked me what gave me the courage and boldness that am a New security lady and what gave me the audacity to come to his office.. I told him that God sent me to him that i heard his in charge of Employment that’s why i came.

 Immediately he started laughing interviewing me and after everything he collected my CV and that was how he became my friend because of my Boldness…

LO AND BEHOLD…They started employment last year October and i was the second person that was offered appointment letter among we security ladies…Even the people that was there before me are still waiting for theirs.

 That's  was how i got my federal government job in Nigerian postal service from SECURITY LADY TO CIVIL SERVANT LADY as a POSTAL CONTROLLER 2 LEVEL 8 STEP 2.

9 Things You Need To Stop Doing If You Want To Be Successful

Earl Nightingale, American motivational speaker and author, once said, “We become what we think about.” Perhaps truer words have never been spoken. The human mind is an incredible thing, and having the right attitude and mindset has routinely been stated by numerous successful people as being a pivotal key to success. Sometimes, however, it is easy to get side-tracked. Situations in life can get in the way of our goals, self-esteem, and personal well-being. Truthfully, success is a subjective term, and everyone will disagree over what constitutes being successful. Here are a list of guidelines, however, of some things to stop doing if you want to be or feel successful according to Emina Dedic.

1. Stop Expecting Perfection

Often, we get frustrated when things don’t work out the way we want them to, or as quickly as we’d like them to. We stress over small details, or beat ourselves up for getting one thing wrong, or forgetting to dot one I or cross one T. People are fallible. Mistakes and drawbacks are a fact of life. Nothing is nor will it ever be perfect, and that’s okay.

Stressing out over minute details or things that would have been impossible to get to is unproductive and unhealthy. Start saying that you will do your personal best, because at the end of the day, you’re not in competition with anyone but yourself.

Example: Jennifer Lawrence is someone who everyone seems to be talking about right now, but did you know she was rejected for the role of Bella Swan in ‘Twilight‘? She also didn’t take theater classes. She just trusted her instincts and worked as hard as possible to land acting roles. Obviously, she wasn’t perfect for every role, but she didn’t expect perfection. She takes her failures and rejections well, trying to learn from each situation.

2. Stop Saying Yes When You Want to Say No

It’s always important to know your limits, and people will always try to test them. Human beings are social animals. We want to interact with others and feel like we are a part of something or like we are special to someone else. People also, for the most part, like to please others. Sometimes, however, it’s easy to be taken advantage of. Whether it’s helping a co-worker with something when you can’t really afford to, or loaning a friend money you can’t really afford to give.

Out of guilt, people often say yes to people and situations that they really should say no to. Don’t be afraid to trust your gut and say no. Sometimes you can’t stay a few hours later because you had other plans or important errands to run. Sometimes it’s okay to say no to that co-worker that keeps nagging you for help but is really just stalling because they don’t want to work and know you’ll help them.

Sometimes it’s okay to prioritize other things over work. Saying no is healthy. Saying no means that you know your boundaries and can demand respect.

Example: Margaret Thatcher is known as being tough. She was a powerful politician. She also knew during her career when she had to take a stand, and sometimes that stand meant saying no to bad political and economic policy.

3. Stop Negative Self-Dialogue

We all can probably play back in our minds every negative or embarrassing thing we’ve ever done to ourselves, been subjected to, or done to someone else. Whether it’s tripping over one’s shoelaces in the fourth grade, or being fired from a job, wronging someone else, or overhearing someone speaking negatively about us, those thoughts are forever solidified in our minds.

Replaying those thoughts, however, and constantly punishing oneself for past mistakes, is counterproductive at certain points. At some point, it’s more important to learn from situations and move on, instead of psychologically beating yourself up.

The next time you find yourself saying, “I’m not pretty enough”, “I did this horrible thing once five years ago and I’ll never forgive myself”, or any type of statement along those lines, turn off that negative self-dialogue. Look in the mirror and say something kind to yourself. Read some inspirational quotes. Acknowledge that you are taking steps and making an effort to be a better person. Admit to yourself that everyone makes mistakes, and most importantly, that making mistakes is okay.

Example: This article does a good job of listing Steve Job’s failures. We remember him anyway, and we remember him as a pioneer and someone who didn’t give up. When things go wrong, and they often do, it’s easy for us to remember every mistake we have ever made along the way.

Sometimes it’s easy to lose sight of our goals because of that lack of confidence. Don’t give up and attempt to stay positive. Train your brain to think of things in a new, more positive way. Most of all, keep working hard. Failure doesn’t have to be permanent.

4. Stop Focusing On Just Today

Successful people tend to understand the value of a good plan. They plan out their day, their goals, a budget and they plan how much to save for retirement. That doesn’t mean they don’t have fun, though. They most certainly do! They just make sure to plan when it is appropriate and inappropriate to have fun. They make time for productivity and fun, but still save and think about the future.

So, stop just focusing on today and having fun. Think about where you want to be in five, 10 or 15 years down the road! Having a good focus aids in success!

Example: Neil deGrasse Tyson has been in love with the universe and science since he was nine years old. Because of that love, he worked long-term to study the things he cared about. He was accepted into Harvard where he majored in physics, eventually moving on to advanced education. His list of accomplishments would take up another full article in and of itself.

5. Stop Ignoring Your Goals

Stop believing things will just work out for you because you’re a good person. Good things only happen to people who make an effort. A part of making an effort is setting goals for oneself. As evidenced in the previous point, it’s not enough to just focus on the day at hand. It’s important to manage time and set short-term and long-term goals in order to be able to track progress and have something to strive for.

Example: Alan Turing is considered the father of artificial intelligence and computers. He also broke the code to the Nazi encryption machine called Enigma. He faced many challenges along the way, such as the inability to identify with others and being charged with indecency, for which he was eventually pardoned. Despite his personal struggles, though, he managed to break the code for Enigma, saving approximately 14 million people from death and in turn helped end World War 2.

6. Stop Isolating People

Successful people understand that not everything is about work, church or similar obligations. Some things are about family, relaxation, and hobbies. It’s easy to get the impression that everyone who feels or defines themselves as successful probably has no spare time on their hands, and in some cases, that’s true.

However, it isn’t always. Social isolation can kill people. In fact, many successful people have mastered the art of balance. They don’t isolate the people they love because they have large goals or something they want to accomplish. Instead, they incorporate those they love into their goals and hobbies.

Example: According to a recent Forbes article, many leaders feel lonely. However, here are 25 examples of social business leaders who seem to thrive on relationships. It’s okay to know how to work alone and prefer that, but it’s also important to be able to rely on your staff, friends, and family for support.

Involving people in leadership or product processes makes them feel valued and provides valuable feedback. Successful people enjoy that relationship. They also enjoy their time away from their goals and work to spend time with their loved ones.

7. Stop Comparing Yourself To Everyone Else

Successful people understand that the only person they can compete with today is the person they were yesterday. They are too focused on themselves and their goals to worry about anyone else. They don’t want to compare themselves to others because it’s counterproductive. However, they do analyze where they have weak points and are able to genuinely admire people who have mastered things they have not.

There is no use to comparing yourself to someone else. It’s counterproductive and harmful to your self-esteem. It also helps to harbor negative self-dialogue.

Example: Taylor Swift is one of the most successful recording artists of our time, but before that, she was a struggling musician in Nashville playing at small venues and coffee shops. She would turn in demos to various studios, covering a variety of songs.

It was only when she started playing and writing her own music that she got noticed and became the celebrity she is today. She faced a lot of adversity as well. There were people who doubted her skills and told her she couldn’t sing. Her confidence and faith in herself overcame that.

8. Stop Living In The Past

Successful people learn from their failures, but they do not live in the past. They take the skills and lessons they acquired from their failures and apply them to the present and future. Don’t live in your own personal past. Don’t define yourself by who you were. Define yourself by who you are today and by who you’re working toward becoming.

Example: Would we even remember Thomas Edison if he gave up on his ideas before becoming successful? Can you imagine simply focusing on what happened yesterday? So what if yesterday was a failure? Try again! Failure teaches us about what doesn’t work, and helps us get closer to a process that does work. Choose your attitude and control it. Move forward. Remember, failure is feedback.

9. Stop Tolerating Dishonest People

Successful people appreciate other people for their unique traits and gifts. They do not attempt to harm, belittle, or in any way demean others for their own successes or ideas. They are open to relationships with others, but know when to cut the cord, so to speak.

People can be too forgiving when it comes to being wronged, and it’s important to know one’s limits. Successful people do not tolerate negative and dishonest people, because they are too busy loving honest, sincere people.

Example: Everyone. We have all had frenemies. We have all invested in people who did not return our investment in them. Successful people know how to weed these dishonest people out. No one wants unneeded negativity around themselves or around the people they love.

ABU Zaria best student shares success secrets

From Abdullahi Hassan, Zaria
A 23-year-old Al- Amin Bashir Bugaje, from Katsina State emerged the best graduating student at the 2017 convocation of the Ahmadu Bello University (ABU), Zaria. With Cumulative Grade Point Average (CGPA) of 4.93.
He got cash reward of N1m from the Chancellor of the university, Obi of Onitsha, Igwe Nnaemeka Alfred Achebe and scholarship from the Nigeria National Petroleum Corporation (NNPC) up to PhD.
In an interview with The Education Report, Bugaje, revealed the secret of his success.
Tell us more about your background?
I am from Katsina State, I was born 23 years ago in Katsina. I hail from Bugaje and a son of a renowned banker, Malam Bashir Bugaje, a younger brother to Dr. Usman Bugaje, former Secretary of Action Congress of Nigeria (ACN).
I attended Therbow Primary School, Zaria and Turkish International school from 2006 to 2012 before getting admission into ABU to study Electrical Engineering. I obtained nine (9) credits with five distinctions in my West African Senior School Certificate Examination (WASSCE). I had distinction in Mathematics, Further Mathematics, Physics, and Biology. I also scored 250 in JAMB and 230 Post UTME.
You emerged the best graduating student of ABU out of 8,260 students, how do you feel about this academic feat?
Honestly, I was excited, in fact I have never expected to be the best, but I thanked almighty God for that. It’s really a big challenge.
What is the secret of your success?
First of all, you have to know exactly what you do, secondly, you have to put it into practice. Acknowledge that you can make it and determine to achieve it. So it is all about commitment to learning and studying. I believed anybody that found himself in a good learning environment and is willing to learn can achieve what I achieved.
How did you study through your stay in ABU?
Very good question. You see every student has different ways of handling his/her studies. My own style is quite simple. I spent not less than five hours to read everyday. In other words, I read for only five of 12 hours of the day. Sometimes especially during examination, I read for only six hours. I read mostly in the evening before going to bed, from 8pm to 2pm. But I read and relax for every hour. I summarized what I read on a separate sheet of paper and try to ask myself some questions from my readings and attempt to answer them one by one. I did that for every subject and topics from my readings. In the morning, I try to read some topics in subject I have before going to lectures. In other words, I read ahead of lectures and the same thing after lecture. I looked at the topics and discuss them with my friends. So this is my secret, I don’t read throughout the day but I commit myself to learning every hour.
Does that mean you didn’t engage in any social interaction or activities on campus?
No, No, that is not correct. I tried all the time to restrict myself within limited time of my studies. I did participate in sports only in the evening hours, depending on my lecture timetable and I also participated in religious activities and in my state association programmes. Honestly, I had no much time for get together parties or any social programmes. In fact I related and interacted very well with my colleagues and I am popular among them, though I kept a little distance from some lecturers unless when it’s absolutely necessary like on academic issues.
What was your average GPA from first to final year?
Honestly, I cannot remember my exact CGPA at the first year but I know I got As in all my first year courses and I maintained above 4 or close to 5 points from 300 to 500level.
Engineering courses, particularly electrical, scare many, what motivated you to study the course?
I have passion for engineering right from my secondary school days in the Turkish International School. Luckily, I was opportune to have a sound background in Mathematics and Physics. Though my parent had different opinion about my choice, but later they accepted my choice and gave me all the encouragement which helped me to achieve this success.

How ex-Arsenal star Eboue lost everything he earned in life

At his peak and illustrious career in the Premier League, Emmanuel Eboue's wages were piled up in millions as the football star lived in a mansion and owned flashy cars.

A few years later, the ex-Arsenal defender now lives his life hiding from bailiffs and most times crashes on the floor of a friend's house, takes trips by bus and even washes his clothes himself by hand because he reportedly has no washing machine.

Today, the Ivorian narrates how his riches-to-rags ordeal has pushed him to suicidal thoughts. “I want God to help me,” he says. “Only he can help take these thoughts from my mind.”

At the peak of his career with Arsenal, he became a fans’ favourite

. He was part of the side that faced Barcelona in the 2006 Champions League final. Eboue, currently unable to play football because of ill-health, says he has been pushed to the brink.

He has: Lost a bitter divorce battle, with his wife Aurelie awarded all of their assets. Had to hide from cops and bailiffs after being ordered by a judge to transfer his remaining Enfield home to his wife.

Faced a heartbreaking estrangement from his three kids. His dream of a Premier League return with Sunderland evaporated last year, however, after he was hit with a 12-month ban by FIFA after a dispute with a former agent. Eboue says he was never given ­guidance to manage his finances.

Insisting his wife looked after most of their affairs, he admits being “naive” with money. He also claims he was beset by a string of people who gave bad advice and lost him huge sums.

With a limited ­education, Eboue is paying the price for being unaware of his financial situation.

And he now wants other young African footballers to learn from his mistakes. He says: “I look back and say ­‘Emmanuel, you have been naive... why didn’t you think about that before?’ It is hard.

The money I earned, I sent it to my wife for our children. In Turkey I earned €8m. I sent €7m back home. Whatever she tells me to sign, I sign.

The problems with FIFA were because of people advising me. People who are supposed to care. But it was because of them FIFA banned me.”

Story Of The Cute Little Boy Who Photobombed Viral Wedding Photo

A viral picture showing a cute little boy photobombing a wedding picture made rounds on the internet, with many applauding the photographer, and adoring the boy for his cheesy attitude.

Recall he share the photo with the caption: “I was about taking a shot when this lil man came right in front of me to pose for a shot,had to suspend my shot to take his first.

Moral lesson for me: Never look down on anyone, no matter how they dress or look. Also remember no one knows tomorrow.

You never can tell this lil man could be Nigeria President someday..” Days after the photo went viral, many folks on the internet called for the boy to be found, so little donations can be made towards his welfare.

He was immediately found of course, by the photographer, and someone even promised to sponsor the boy till University Level!

Read touching life story

The photographer, @ayaworanmedia, was at Oluwatobiloba’s home yesterday where he met with his father who revealed is separated from his mum.

Tobi’s father alleged that his mum abandoned him when he was a month old. Food items were given to Tobi’s family, the photographer then shared Tobi’s story.

Read below;

He is three years old and a product of failed marriage. According to his father, the boy was abandoned by his mother when he was barely a month old. His father, unable to cater for the boy, sought for a nanny who works in a daycare center, to take custody of the boy.

The nanny has been taken care of the boy since then. Though the father is a graduate of Electrical Engineering, he is jobless.

Though Oluwatobiloba has never seen the four walls of a school, he has a good command of English language considering his age. He speaks and understand English Language.

The father is appealing to well-meaning Nigerians to assists in educating the boy who is passionate, bold and intelligent.

10 Reasons Why You Will Never Be Rich

There’s an interesting maxim about how long wealth actually stays with a person and their descendants. The saying is three generations, tops: one to make it, one to spend it, and the third to blow it. Of course, there are exceptions to this rule, but have you ever sat down and seriously thought about wealth and what it means to you? Or do you figure, “What the heck, I’ve always been broke, my forefathers were broke; it’s generational” – it’s just a rite of passage of sorts. If you feel that wealth is out of your reach, you aren’t alone.

In a research report posted by  thetrentonline.com , according to some experts, there are millions of ‘clueless potential millionaires’ who could be at the top of the wealth ladder if they only reined in a few bad habits. However, you may be a skeptic, and rightly so. Being wealthy means different things to different people. But according to the experts, there are financial mistakes many people make that keep them away from their possible wealth.

What is Wealth Anyway?

Most people do not equate wealth with a mansion or a big yacht. In fact, a scanty 7% of people surveyed associate wealth with material possessions like cars, houses and boats. Rather, to many, being rich means having just enough to not worry about the next payday – that’s according to 33% of those questioned. An additional 26% define being wealthy, or rich, as having more than enough money to quit their jobs. Still, few people place an actual dollar amount on what it means to be wealthy. Only 17% felt that being rich means having at least $1 million or more, and 11% stated a six-figure yearly income would make them feel rich. Yet most people who are rich don’t even consider themselves rich.

Maybe it’s because being ‘rich’ or ‘wealthy’ has very little to do with material possessions, and more to do with how people feel about themselves. Nonetheless, according to financial experts you will never be rich if you are bogged down by anything on the following list:

 1. Overspending

If you have a ferocious appetite for spending beyond your means, you’re not alone. According to a survey, of the 52% of people who habitually overspend, many balance the shortfall by taking from their savings, and 22% rely on credit cards. Blowing all your money each month is not a realistic pathway to wealth. Start tracking where your money goes each month, check where you can cut back, and create a ‘realistic’ budget that allows you to pay your bills and invest in a retirement account or an emergency fund.

2. Not Saving Enough

Welcome to the club! The personal savings percentage in the US is a measly 4.9% of disposable income. Saving should become a priority if you want to accumulate wealth. Start with an emergency fund. Once your emergency fund is substantial, you can redirect small amounts toward other goals like purchasing a home or paying for college.

3. You Have Too Much Debt

Certain debts are a precursor to financial success, like purchasing real estate or starting a business; however, a high-interest credit card balance is not. Pay off credit cards with the highest rates first.

4. You Don’t Have a Plan

Without a definite, clearly defined plan, becoming rich will seem like an unbelievable dream. This alone will solidify your excuses for overspending and not saving. As the saying goes, “Those who fail to plan, plan to fail.” Putting together a financial plan may seem tedious, but it doesn’t have to be, and you can get used to it.

5. You Don’t Have an Emergency Fund

Experts say you need at least six months of income saved in case of an emergency. Life is tricky, and not having some type of safety net can turn a comfortable situation into a disaster.

6. You Started Late

Time is slipping by. Just like starting an exercise routine, the most difficult part about saving is getting started. Even if you have debt, a small income, or many expenses, you can save something, even if it’s only a small amount.

7. You Complain Rather Than Commit

“I don’t earn enough money”; “Life is too expensive”; “It’s hopeless, I’ll never get out of debt.” Have you uttered any of these statements before, or perhaps all of them? Old habits die hard; however, as long as you do nothing to change, nothing will change. Stop complaining and making excuses. Instead, take responsibility for your non-productive habits and concentrate on how to change them – and then do it!

8. You Live for Today, and Forget About Tomorrow

It’s no fun getting serious and thinking about retirement and all that stuff. Nonetheless, eventually it has to be done. The problem is that impulsive and unregulated spending leads to debt… period! Do yourself a big favour: Get rid of the ‘buy now, worry later’ attitude, and switch to a ‘save now, get rich later’ way of thinking.

9. Putting All Your Eggs in One Basket

You might get lucky by wagering all your money on one type of investment. Just like you might get lucky winning the lottery. But that’s not a strategy to live by, or for getting rich. Putting all your money in one place is not advised because it puts you at too much risk. Your investment portfolio should include multiple investments with varied levels of risk and ROI potential and liquidity.

10. You Just Don’t Get It!

You may be one of those people who believe that somehow something will come along and save you, so why bother with saving or trying to get out of debt? Maybe you will get lucky and land a fantastic job, receive a big pay raise, inherit money, hit the lottery, or whatever! But ‘whatever’ won’t cut it if you really want to become rich. Yes, life is uncertain. No one knows what will, or will not, actually happen; therefore, why not focus on what you can control today? Get it together now and save yourself, in case someone or something else won’t.

One thing you can be sure of: You are already rich. Think about it. If someone came to you and offered you a million dollars for your arm, would you give it up? Why not, you have two; you can surely spare one of them! Of course the answer would be no! Being rich is more than physical ownership; it’s a state of happiness and well-being, while wishing the same for others. So while you are working on getting rich materially, remember to be happy along the way!

Keke Napep Driver Returned Nearly N600K .

Keke Napep Driver Who Returned Nearly N600K Forgotten By Woman Gets Rewarded (Photos)
naijaloaded.com.ng Nov 24, 2017 1:27 AM


One Bashir Usman, a tricyclist/Keke Napep rider that stays in Narguta area in Jos, Plateau state has been rewarded for his honesty after returning the sum of N582,400 a trader identified as Mama Ejimeh forgot in his tricycle earlier this month.

The man on realizing the money in his tricycle went back to Yan Kwallli where he picked her and traced her shop to the delight of Mama Ejimeh who had been in tears.

The Keke driver who pays a monthly fee for the loan he collected for his tricycle – was today hosted by a member of the state house of assembly where he was rewarded with some cash and also a new tricycle as his own to continue his business.

How young man’s situation changed after storm Government House

The life of an aspiring young man has been turned around for good after he summoned courage to visit the office of Niger State Governor.

Madaki Moses from Tafa LG approached the gates of Niger State Government House, asking for a direction to the Office of the Chief of Staff (CoS), Hon. Mikail Al-Amin Bmitosahi.

According to Niger State Media, the young man who had been standing in front of the Government House Minna, summoned courage and approached the Security Guards, informing that he had been offered admission to study medicine at Near East University in Cyprus on Scholarship.

He told them all expenses relating to the scholarship had been covered except for air fare to Cyprus.

The security guard upon seeing the documents backing the young man's claims and knowing the importance of his desires, allowed him entry and directed him to the office of the Chief of a Staff (CoS) to the Governor where he knew such privileges are offered.

At the office of the CoS, he met one Mohammed Adamu, who is coincidentally the Documentation officer to the CoS, to whom he narrated his mission, showing him the papers.

The Documentation officer asked how long the scholarship had been and the amount raised so far. The young man informed the officer he had secured the scholarship for sometime and that no amount had been raised, as his mother works as a cleaner at the State’s General Hospital, while his father is late. At this point, the young man was already in tears and Adamu could not control himself as joined the young man in tears.

This got the Documentation officer emotional and with tears in his eyes he entered the CoS’s office where, still in tears, he promptly narrated the young one's case.

The CoS consequently summoned the young man and the ending of it all is joy and joy and fulfilment for the boy, as he (the CoS) immediately offered to cover entire travel expenses on the spot. He offered the sum needed for the air fare ticket and an additional sum for miscellaneous expenses relating to the scholarship.

11 signs you're going to be really successful

These steps to success was published on pulse.ng . The steps were analyse bellow :
Don't underestimate yourself. If you can relate to most of these 11 behaviors, you probably have the potential to achieve great things.

Success isn't just about money, power, and fame. Personal fulfillment and making an impact count for something, too.We collected a series of indicators that you're going to be more successful than you think. Those include being open to failure and making time every day to learn.If even a few of these signs sound familiar to you, you're making good progress.

We tend to underestimate ourselves. We look at CEOs, or people with billions of dollars in the bank, and see them as way more successful than we are.

But if you're pursuing your passions, if you're learning, and if you're forging solid relationships, you're probably on track to do great things.

Below, Business Insider has rounded up a series of signs — based on research and expert opinion — that you're doing better at this thing called life than you'd be inclined to believe.

You're always looking for a better way to do things

Are you stuck in the past — or hurtling toward the future?

On an episode of Business Insider's podcast, "Success! How I Did It," John Sculley, a former Apple CEO and president of Pepsi, said throughout his career he's always asked questions like, "Why is it done this way?" He said success is largely about to the willingness "to solve a problem in a way that's never been solved before."

The opposite trait — resistance to change — can stall your career, the same way it stalls big companies' progress. That's according to Scott Galloway, a clinical professor of marketing at New York University's Stern School of Business, the founder of the digital intelligence firm L2, and the author of the new book "The Four: The Hidden DNA of Amazon, Apple, Facebook, and Google."

In his book, Galloway writes: "Trying to resist this tide of change will drown you. Successful people in the digital age are those who go to work every day, not dreading the net change, but asking: 'What if we did it this way?'"

You have a vision for the kind of life you want

Granted, that vision may evolve over time. But the point is not to take a job exclusively for the short-term benefits — like compensation.

As Nathaniel Koloc, former ReWork CEO, told The Harvard Business Review, instead of asking yourself, "What job do I want?" you should be asking yourself, "What life do I want?" And how does this gig fit into the broader picture?

Even if you only have a vision for the year ahead, career coach and former Googler Jenny Blake recommends asking yourself questions like, "What does my ideal average day look like?" and "What kinds of people do I want to be connected with or meeting?"

You're using your 'signature

Your signature strengths are simply the skills you're uniquely good at.

As Eric Barker, author of "Barking Up the Wrong Tree," previously told Business Insider, research suggests that "the more often you use those skills, the more you're happier, you're respected, you feel good about your job." What's more, "if you're using those skills in your job, you're going to achieve more."

You're open to failure

Galloway says the four major tech titans — Apple, Google, Facebook, and Amazon — are all open to occasional failure, if it means they're trying something new. If you want to be successful in your own career, you should be the same way.

As Galloway previously told Business Insider, "If you are not in your own professional life and your professional career kind of wiping out and getting beaned in the face every once in a while, you aren't trying hard enough."

You're willing to take calculated risks

You'd be hard pressed to find a successful person who hasn't taken some amount of risk in their career.

Take Hearst executive Joanna Coles, for example. As a young newspaper reporter, Coles once burst in on a woman in a bathroom stall in an attempt to land a scoop. Later, she left her job as a foreign correspondent for the Times of London and took a job in magazine journalism — even though she was pregnant and didn't have a visa that would allow her to say in New York.

Meanwhile, Jeff Bezos, CEO of Amazon and the richest man in the world, has spoken often about how he decides which risks to pursue. In one interview, Bezos explained how he decided to found Amazon:

"I knew that when I was 80, I was not going to regret having tried this. I was not going to regret trying to participate in this thing called the Internet that I thought was going to be a really big deal. I knew that if I failed, I wouldn't regret that.

"But I knew the one thing I might regret is not ever having tried. I knew that that would haunt me every day."

You're nice to people — even if they're not your superiors

On another episode of "Success! How I Did It," Coles described the importance of maintaining good relationships with your friends and colleagues. She said:

"The thing that I always try and say to young people starting out is your peer group is really the most important influence on your life because you are going to rise and fall together. And I have always got jobs through the loose ties of friendships and someone knowing someone who might know a job. And, you know, a group of you will start out together, and they sort of pull you with them."

Her number-one life tip? "Don't be an a--hole."

You exhibit a 'beginner's mind'

That's a concept from Zen Buddhism, and it describes constantly seeing the world anew, as if you didn't know anything about it. It's a big advantage in business.

The late Steve Jobs was a proponent of the beginner's mind. As Jeff Yang wrote in The Wall Street Journal in 2011, Jobs emphasized the need to develop a beginner's mind in order to eschew the constraints that cause us to come up with old answers to difficult problems.

And Salesforce CEO Marc Benioff told The Wall Street Journal: "I kind of try to let go of all the things that have ever happened so far in our industry, which is a lot of stuff, and just go, OK, what's going to happen right now?"

You make time every day to learn

You should be allotting some of your time to reading or research — something that expands your horizons.

Beth Comstock, former vice chair of General Electric, recommends devoting 10% of every workday to these activities. In an interviewwith LinkedIn, Comstock shared some career advice:

"The first thing you have to say to people is: Make room for discovery. If I manage myself, I manage a team, I manage a division, there's a certain amount of your budget, your time, your people that need to be focused on what's next.

"And it could be 10% — you know for yourself. I think usually 10% is a pretty good way to think about it.

"Think about how you manage your own time. Can I spend 10% of my time a week reading, going to sites like Singularity, TED, talking to people, going to industry events, asking people: What trends are you seeing? What are you nervous about? What are you excited about?"

You're self-aware

According to Tasha Eurich, an organizational psychologist and the author of "Insight," most people don't know how others really see them. Those who have a more accurate picture of how they're coming off tend to be more successful.

Eurich recommends finding one or two "loving critics," or "people who will be honest with us while still having our best interests at heart." Tap them regularly for insight into how you can perform better at work.

Executive coach Marshall Goldsmith goes so far as to say that what other people think of you matters even more than how you see yourself. In his book "What Got You Here Won't Get You There," Goldsmith writes:

"If we can stop, listen, and think about what others are seeing in us, we have a great opportunity. We can compare the self that we want to be with the self that we are presenting to the rest of the world. We can then begin to make the real changes that are needed to close the gap between our stated values and our actual behavior."

You show gratitude

Gratitude can benefit your relationships, your health, and your career.

Doug Conant is known for turning around Campbell's Soup as its CEO. He's also known for making gratitude a key leadership strategy: Throughout his career at Campbell's, he sent more than 30,000 handwritten thank-you notes to staffers and clients.

Other famous and successful people have a daily gratitude practice. For example, John Paul DeJoria takes the first five minutes of the day to "be thankful for life."

Aliko Dangote’s 10 steps to success

One of the most successful and powerful businessmen in Africa, Alhaji Aliko Dangote, is estimated to be worth 18,6 billion American dollars (according to the 2015 data). Despite taking a serious hit from the crisis of 2014 (before the crisis, his net worth was over $25 billion), he still remains the richest man in all Africa.

This man has made a fortune over thirty years ago and somehow managed not to waste it even in dire times. But how did he do that? How did he manage to achieve this level of wealth and keep it? Thanks to Nigerian Bulletin, we can learn some secrets of wealth that helped Aliko Dangote become the man he is today. Here they are:

At one point, even Aliko had to work for somebody
During his early years, the now rich executive used to work for Sani Dangote, his uncle. He understood that, in order to become a leader, he had to try being a servant first. While working for his uncle, Aliko was also able to learn about the secrets of the trade, which helped him on his own journey to wealth.

He needed to take a loan in order to open his business
Money does not grow on trees, which is why Dangote had to ask his uncle for a loan when he wanted to start a business. He borrowed ₦500,000 from Sani back in 1977 after explaining his business plan. Despite the fact that he asked for money from his own family, he still had a strict term of three months to repay the loan. Aliko made it all work and was able to repay the loan on time.

Aliko Dangote’s business began with trading commodities
He began his business with importing such commodities as vegetable oil, textile, cocoa, millet, cotton, salt, pasta, rice and sugar into Nigeria and earning profits from sales.

The success of Dangote’s initial business was in a good distribution network
As his business could not work without the products reaching the consumers, Aliko had to create his own distribution channel that allowed him to deliver his produce to the clients faster than anyone else.

He slowly moved on from importing goods to producing them
After his import business had brought him the desired profits, Aliko decided to move on to manufacturing. In one of his interviews, he mentioned that it turned out to be one of the best decisions he had ever made. He created Dangote group, a conglomerate of 13 companies that produce various commodities.

He has built himself a brand
During the course of his entrepreneurial career, Dangote managed to become a household name. He once shared that it was very important for every business to have a recognizable brand and to keep it up. Having a well-known and respected brand helps a lot in the conditions of a competitive market.

Cheap does not always equal bad
One of the reasons why Dangote’s products have an advantage over his competitors’ lies in the fact that he offers good quality products for a fairly low price. Affordable prices and exceptional quality of what he offers to allow him to win over the clients of the rival brands.
A large breakthrough made Aliko Dangote rich
As Dangote is very skilled in terms of networking and making important connections, he managed to secure a license for importing cement. This development gave his business a much-needed boost and significantly increased its prosperity.

Hard work is the key
According to some reports, Aliko Dangote gets about 3 hours of sleep each day, as he goes to sleep at around 2 am and wakes up at 5 am. Most of the time he spends on creating new strategies for his business and thinking about how he could transform it.

You have to obey the laws of the land
If you want to be as successful as Aliko, you have to be a lawful citizen. Aliko’s credit and tax records are exemplary, and he takes the law very seriously.

That is all for Aliko Dangote’s path to success

Tricycle Rider In Money

Meet Abuja based tricycle driver who sponsored his two sister to study law and nursing.

 A tricycle rider has shared his remarkable achievement on (Facebook Humans of Lagos) despite what he does for a living- The young man said he was able to enroll his younger sisters in school- One of them is studying law while the other is moving towards nursing profession Zubairu Ahmad, a tricycle driver based in Abuja, has shared some of the beautiful things he has been able to achieve while doing this business.The young man said  he got to Abuja in 2015 while searching for a greener pasture and has not regretted the decision till date. Ahmad shared his story with Humans of Abuja and did not leave the important details of his success out. Ahmad said he started by being a waste collector. He said he was gathering empty plastic containers for those who use them in packaging water and juices at the same time. According to him, a customer name , Oga Ebuka encouraged him while packing the plastics. Ebuka who lives in Gwarimpa estate said he would buy the containers from him and this made the young man do more. Ahmad, the young man who has been able to sponsor his sisters with his work. He said whenever he gathers up to 5,000 pieces of the containers, the man would come for them and pay him for his services. The man had told him he was going to make a lot from the business and true to his words, Ahmad saved enough money and bought his first tricycle.The savings also made him send his younger sisters back to school with one studying law and the other nursing at the School of Nursing in Zaria. Ahmad feels fulfilled with his achievement and is not ready to give up. He said many people may not be able to do his kind of work as they may consider it demeaning and even think it may not yield any profit .The success recorded by this hustler made him remember the words of Ebuka who had been a source of inspiration to him. He said he believed in him when he brought it up saying Igbo men never wastes their time investing in businesses that are not profitable. He thanked God for making him meet the man who has helped change his life. Ahmad is still actively gathering plastics while riding his tricycle whenever he has the time to. He prayed for Nigeria to remain one as he said everyone needs one another to survive. He encouraged people out there to keep themselves busy.